Access your money when you want, where you want, and pay no fees
with our Union-Built FREE checking account.

Open a this checking account and we'll give you your own BTCU Debit Card for easy access to your money. Plus, the BTCU Union-Built Checking account is a FREE account. No strings attached. How cool is that?

Union-Built Checking - FREE


Minimum Opening Deposit None
Minimum Balance None
Interest Earned None
Monthly Fee None
Other Perks > Free Debit Card
  > Free Mobile Deposit
  > Free Mobile Banking
  > Free Bill Pay
  > Free FICO Credit Score
  > Free Automatic Savings
   (aka Pocket-the-Change)


Want Checks?

Order checks online today. It's easy and convenient. Order now at Harland Clarke.


Find a ATM near you.

With more than 25,000 ATMs nationwide, MoneyPass is one of the largest surcharge-free networks in the nation. To find one near you, seach here: ATM Locator or download the MoneyPass ATM Locator app from your app store today!


Open Your Account

Already a BTCU Member? Login to Online Banking to open your account today!

Learn More

Become a Member

Are you ready to become a BTCU member? Click below to complete our online application.

Learn More

Need Help?

Give us a call. 763-315-3888 or
Toll-Free 1-800-496-2460

Monday - Friday: 7am - 7pm
Saturdays: 7am - 4pm

Or Contact Us by Email