Building Trades Credit Union

Rates



Whether you're looking for a great deal on a loan or a higher yield on savings, we have some of the best rates in town.
And since new rates are posted here every month - this is one page you should visit more often.

Rates are effective April 1, 2016.  Call 1.800.496.2460 for current rate information.


Loan Rates Savings Rates Share Certificate Rates IRA Rates

Car & Truck Loans                   Motorcycle Loans    Boat, Motor & Trailer Loans  
Model Year as low as   Model Year as low as   Model Year as low as
2016-2014 2.99% APR*1   2016-2014 4.49% APR*1   New 4.49% APR*1
2013-2011 2.99% APR*1   2013-2011 4.49% APR*1   Used 4.49% APR*1
2010-2009 4.49% APR*1   2010-2004 5.49% APR*3      
2008 or older 5.19% APR*1            
                 
Fish Houses & 
Licensed Campers
  Personal Recreational Vehicles      
Model Year as low as   Model Year as low as      
2016-2014 4.49% APR*   2016-2011 4.49% APR*      
2013-2011 4.49% APR*            
2010-2008 5.49% APR*3            
               
Personal Loan     Line of Credit      
as low as 7.99% APR*4    as low as 10.00% APR*       
               
Fixed Rate Home Equity Loan  Fixed Rate Home Equity Loan  Variable Rate Home Equity Line of Credit
80% LTV (Loan-to-Value) 100% LTV (Loan-to-Value)  80% LTV (Loan-to-Value)
Rates as low as 3.99%APR*5 Rates as low as 5.99% APR*7  Rates as low as 4.00% APR*6

Apply for a BTCU loan today!

*APR = Annual Percentage Rate. Building Trades Credit Union (BTCU) membership is required. Actual rate is based on applicant's credit history and term of loan. Loan is subject to credit approval. Rates are subject to change. 1. Rate is fixed for the term of the loan. 3. Financing available up to 48-months. 4. Minimum loan amount is $10,000. 5. Fixed-rate loan payment example: Assume loan amount of $25,000. Monthly payments on an 80% loan-to-value, 10-year amortization at 3.99% APR would equal $252.99. Closing costs vary by state. The average cost is $300 but can range from $50 to $3,000. Consult a tax advisor regarding the deductibility of interest. 6. Annual Percentage Rate may vary.The maximum APR is 15.00%. closing costs vary by state. The average cost is $300 but can range from $50 to $2,000. Consult a tax advisor regarding the deductibility of interest. 7. A minimum credit score of 680 is required to obtain this rate. Fixed-rate loan payment example: Assume loan amount of $25,000. Monthly payments on an 100% loan-to-value, 10-year amortization at 5.99% APR would equal $277.43. Closing costs vary by state. The average cost is $300 but can range from $50 to $3,000. Consult a tax advisor regarding the deductibility of interest.

.