Building Trades Credit Union
Checking



Union-Built Checking Pocket the Change NEW
A free automatic savings program to help you save for anything - vacation, new tools or emergencies.

What you need:


 
> Checking account
> Savings account
> Debit Card
 
What it costs:
 
Free
 
How it works:
                                               

 
 
Every time you make a purchase with your Debit Card, we'll round your purchase up to the nearest dollar and transfer the difference from your checking to your savings account.

 
How to enroll:

 
Simply complete and return the Additional Products & Services Application.

 
How to start saving: Start using your Debit Card and watch your savings grow!

We aggregate the round-up from each Debit Card purchases that posts to your checking account each business day and make a single transfer (called Pocket the Change transfer) to your savings account at the end of the business day. If on any business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, we do not round-up purchases posted on that business day and we cancel the Pocket the Change transfer for that day.