Building Trades Credit Union

Checking & Savings




Free Checking Savings Certificates
Savings today makes for a brighter tomorrow. BTCU has several different accounts to choose from.



Labor Saver - Required for Membership

Your initial deposit of $25 into a Labor Saver account is all that is required to join BTCU and gain access to all of the privileges membership provides. 
 
Opening Deposit / Minimum Balance $25                                                 
Minimum Balance to Earn Interest $3001
Monthly Fee None



Secondary Savings

If you are saving for a specific purpose, this account is for you. There's no limit to the number of accounts you can open and you can name the account for its specific purpose like travel, home repairs, school tuition, holiday shopping, or anything else you please.
 
Opening Deposit / Minimum Balance $25                                          
Minimum Balance to Earn Interest $3001
Monthly Fee None



Mini-Labor Saver- Kids Savings

Starting the savings habit early helps kids learn to get smart with their money - whether they're toddlers or teens. For young savers under 18 years of age, this account is the perfect fit.
 
Opening Deposit / Minimum Balance $5                                                       
Minimum Balance to Earn Interest $51
Monthly Fee None



Advantage Savings

Enjoy a higher interest rate savings and easy access to your money. With tiered dividends, the higher your balance, the more you'll earn.
 
Opening Deposit / Minimum Balance $2,500                                                     
Minimum Balance to Earn Interest $2,5002
Monthly Fee if Balance Falls Below $2,500 $20

Open your account with BTCU   Join BTCU today!

DID YOU KNOW? Members can open Savings accounts instantly through Online Banking. Login today to open your account!

1. Dividends are calculated daily and paid quarterly. 2. Dividends are calculated daily and paid monthly.* For current rates, click here. Rates are subject to change at any time. Balances that fall below the minimum balance required to earn interest will not earn dividends and may incur a monthly fee, which may reduce account earnings. Rates may change after the account is opened. Please refer to your Account Agreement and Truth-in-Savings Disclosures for complete information, including transaction limitations on savings accounts.