Building Trades Credit Union

Home Loans

Mortgages Home Equity Loan Home Equity Line Homeowners Insurance
Buying or refinancing a home can be one of the most important times in your life. That's why you need BTCU in your corner. We'll do everything we can to ensure you get a low rate and the terms best suited to you.

With Conventional, FHA and VA mortgages, there are a lot of options.

Download our FREE Home Loan Tool Kit!

Conventional Loan Rates
30-Year Fixed 4.000% 4.168%
20-Year Fixed 3.875% 4.108%
15-Year Fixed 3.125% 3.418%
10-Year Fixed 3.000% 3.425%
 (Call for rates on VA or FHA loans)    

      For more information contact: Brad Benson, Mortgage Lending Manager
      Direct: 763.255.2668  |  Email:  |  NMLS: 420018  

We can also help you save on Homeowners Insurance. 
Get a FREE INSURANCE QUOTE now and see how much you can save!

Check out our MORTGAGE CALCULATORS to learn more about how much you can afford!

BTCU NMLS: 407267
APR = Annual Percentage Rate. Rates shown are our lowest possible rates, effective November 14, 2016 and are subject to change. Rates and terms are based on an evaluation of each member's credit history, loan-to-value (LTV), occupancy, payment type, loan amount, discount points and loan purpose, so your rate and terms may differ. APRs shown above are based on the given rate plus $4876 in fees and closing costs plus 30-days of prepaid interest on a $150,000 mortgage. In order to receive a guaranteed rate, you must have submitted an application and signed a written confirmation. Minnesota residents must receive a written confirmation as required by MN Statute 47.206. This is not an advertisement to extend consumer credit as defined by Sec. 226.2 of Regulation Z, nor is it an offer to enter into an interest rate or discount point agreement which may only be made pursuant to subdivisions 3 & 4 of Sec. 47.206 of the Minnesota Statues. Mortgage Loan payment example: A sample principal and interest monthly loan payment on a $150,000 fixed-rate loan at 3.75% APR for 30 years is $694.67. Payments do not include taxes and insurance. Actual payments may be higher.