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If you are working for an employer outside of your Local’s area, make sure you know if you will receive vacation pay, and where it will be deposited. Be sure to keep funds available in your MBTFCU account to cover any automatic payments from that account, such as union dues or loan payments.
Union dues
When you travel to another work area you must continue to make your dues payment to your Local in Minnesota.
> If you have authorized MBTFCU to make automatic withdrawals from your vacation savings to pay your union dues, make sure you keep funds available in your vacation savings account to cover the payment.
> You can also use our Online Bill Pay service to set up an automatic monthly payment of your union dues.
> If you are a member of Local 15, Local 34, or Local 96 and wish to start automatic withdrawal of your union dues from your savings account, click on Forms and Applications for a printable authorization form.
Ask your employer if they offer Direct Deposit for your paycheck. If they do, you can keep your pay coming to your MBTFCU savings or checking account by filling out a Direct Deposit form and sending it to your employer’s payroll department. Direct Deposit is the fastest and most secure way to deposit your pay.Our free Online Banking service allows you to:
> Check account balances
> Transfer funds between accounts
> Make loan payments
> View check images
> View account activity
> Print your statements
Click here to register for Online Banking/Bill Pay. If you haven’t elected to receive E-Statements, do so now so you can view statements online while you’re away from home. Sign up for E-statements by logging into Online Banking, clicking on the Statement link on your Account Summary page, and following the simple instructions.
Manage your household bills even while you’re away by using our convenient and secure Online Bill Pay service.
> Schedule payments
> Pay recurring or one-time bills
> Review your bill payment history
> Avoid missed or late payments
> Send special occasion gifts or child support payments
Use MBTFCU’s Visa Gold credit card and earn CU Rewards points for every dollar spent. CU Rewards points can be used to purchase merchandise, gift certificates, airline tickets and more. Travel and Emergency Assistance and Warranty Manager Service is also included at no cost. Get your MBTFCU Visa Gold credit card by contacting a Loan Officer or apply online.
Use our Visa Check & Cash card at any merchant that accepts Visa, or use it at an ATM. If you use your PIN code when making a purchase, you can request cash back from most merchants. If you have a card but don't know what your PIN is, call 1-866-985-2273 from your home telephone and answer some security questions to obtain one. To get your free card, call or stop by one of our offices.
If you have a loan through MBTFCU, you can have your payments automatically transferred from your MBTFCU savings or checking account by contacting our office. If you have an account at another financial institution, have your MBTFCU loan payments paid automatically from that account by filling out an Authorization for ACH Transactions form available on our website.
Apply for an MBTFCU Line of Credit before you leave and have peace of mind knowing that if you need emergency cash, you can access it with your Visa Check & Cash Card. A line of credit can also help you avoid overdrafts and related fees.If you would like to have your MBTFCU statements and other mail sent to your new address, fill out a Request for Address Change form. We cannot change any address without a verifiable signature. Remember to update your address when you return.
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