| Checking & Savings Accounts |
|
| Below minimum balance: |
|
| Regular Share Savings |
$3.00 |
| Money Market Savings or Money Builders Checking |
$20.00 |
| Check copy |
$5.00 |
| Account re-open fee (if re-opened within 6 months of closing) |
$25.00 |
| Excess withdrawal fee on Money Market Savings (if >3 per month) |
$20.00 |
| ATM withdrawals (in excess of 6 in one month), each |
$1.00 |
| Replace a lost or stolen Visa Check Card |
$50.00 |
| Non-U.S. checks deposited |
$40.00 |
| Withdrawals by corporate check (one free per month), each |
$5.00 |
| Non-sufficient funds (includes checks, ACH, and check card transactions) |
$35.00 |
| Returned deposited items |
$30.00 |
| Stop payment orders (ACH items, unauthorized or revoked ACH items, corporate checks) |
$30.00 |
| Stop payment (per check or a series of checks) |
$30.00 |
| VISA Gold Credit Card |
|
| Late payment |
$25.00 |
| Non-use fee (Annual) |
$10.00 |
| Over credit limit |
$25.00 |
| Replace a lost or stolen card |
$50.00 |
| Returned payment |
$30.00 |
| Miscellaneous Services |
|
| Missing informaion (signed membership not returned), monthly |
$30.00 |
| Certified check |
$25.00 |
| Dormant account |
$30.00 |
| Money order |
$2.00 |
| Payment Relief service (skip a monthly loan payment) |
$30.00 |
| Account balancing (per hour; $30 minimum fee) |
$30.00/hour |
| Account research (per hour; $30 minimum fee) |
$30.00/ hour |
| Corporate check copy |
$5.00 |
| Garnishment, Levy, Execution |
$25.00 |
| Statement returned due to incorrect address |
$5.00 |
| Statement returned due to no forwarding address |
$10.00 |
| VISA Travel Card |
$9.95 |
| VISA Gift Card |
$4.95 |
| Wire transfer - within U.S. |
$25.00 |
| Wire transfer - international |
$40.00 |
| Installment Loans |
|
| Duplicate lien release |
$30.00 |
| Minimum interest payable |
$25.00 |
| Return payment |
$30.00 |
| Late payment |
5% of Payment Amount |
| Mortgage Loans |
|
| Cancellation of mortgage closing |
$50.00 |
| Return payment |
$30.00 |
| Subordination |
$100.00 |
| Withdrawal of application |
$25.00 |
| Duplicate satisfaction |
$100.00 |
| Minimum interest payable |
$500.00 |
| Closing costs |
Refer to Loanliner Addendum |
| Late fee |
5% of Payment Amount |
